분양전환 공공임대아파트 문제점 해결을 위한 제한자산형 주택협동조합(LEC) 도입 검토

공공임대아파트 분양전환 문제 해결을 위한 제한자산형 주택협동조합 도입을 검토한다.

The purpose of this study is to examine the Limited Equity Cooperatives (LEC) in terms of supplying and maintaining affordable housing to resolve conflicts over pricing of public rental apartments and privatization of development profits. Since public rental apartments were introduced to help low-income people own their houses, the provision of sales prices, which states the pricing should be at less than the appraised price, is inadequate for the purpose of affordable housing, and the uncertainty of standards causes conflicts between the interested parties.

On the other hand, because the market price has risen a lot during the rental period, there has been many negative effects in which the residents sell their apartments at the high market prices and privatize all the development profits. This study shows an actual case of a public rental apartment in which the transaction price surged right after the conversion for sale to individual residents. In order to solve this problem, this study investigates the effect in terms of maintaining an affordable price through a simulation transaction limited to the maximum price.

The application of the LEC’s resale price formula allows sellers to enjoy an appropriate level of asset disposal gains while maintaining a low market price for subsequent buyers.